Retraite : une réforme inadaptée et injuste

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Alors que le besoin de financement est l’un des plus bas d’Europe (+0,6 point de PIB d’ici 2020) la proposition de réforme ferait que la France aurait l’un des systèmes les plus sévères d’Europe. Ce système extrêmement exigeant se traduirait par de nouvelles injustices : injustices pour ceux ayant commencé à travailler tôt, pour ceux ayant fait des travaux pénibles, pour ceux qui auront connu le chômage, pour les femmes, pour les jeunes et pour les séniors. Oui à une réforme mais une réforme adaptée, juste et lisible.

Avant d’aborder la réforme des retraites il faut revenir au problème et comparer notre situation à celle de nos voisins. Comme nous le rappelions dans notre post « Retraite : pour un vrai débat », si la France est concernée le vieillissement, elle l’est dans des proportions qui sont et resteront dans l’avenir prévisible nettement moins importantes que la plupart de ses voisins. En effet, en France en 2009 si l’on regarde l’ensemble des femmes le taux de fécondité est de 2 enfants chiffre à ceux du Japon 1,32 de l’Allemagne 1,33 de  l’Italie 1,35 ou de l’Espagne 1,38. Aussi le besoin de financement à horizon de 2040 n’est que de 1,3 point du PIB à comparer à plus près de 5 points en Espagne.

Or face à cette situation plutôt favorable le gouvernement nous propose une réforme qui devrait nous amener à avoir un des systèmes les plus durs d’Europe. En effet, si tous les pays partent sur un âge de départ à la retraite à taux plein à 67 ans, nous devrions avoir les règles les plus restrictives en termes de durée de cotisation. Alors que la France augmente sa durée à 41,5 ans en 2020, la plupart des pays compensent l’augmentation de l’âge de départ par une baisse de la durée : le Royaume-Unis passe de 44 ans à 30 ans, l’Espagne se contente de 35 ans et les Pays-Bas exigent seulement 50 ans de résidence dans le pays ; seule l’Allemagne est plus stricte avec 45 ans en 2029. De plus, il existe de nombreuses dérogations à l’âge de départ : certaines professions, pénibilité avec les séniors considérés comme « invalides » (10% au Royaume-Unis, 13% au Pays-Bas et 16% au Danemark contre 4% en France !), chômeur de longue durée… Alors que Nicolas Sarkozy veut nous faire croire que nous ne faisons que comme nos partenaires Européens, la comparaison montre que la France sur réagit.

Par ailleurs, contrairement à ce que Nicolas Sarkozy voudrait nous faire croire, la question du financement des retraites est très loin de dépendre des seules variables démographiques et ce n’est pas tant la part des plus de 65 ans dans la population qui compte que le rapport entre leur nombre et celui des personnes qui occupent un emploi. Or ce ratio est quasiment et en 1995 nous avions en France 25 personnes en emploi pour dix personnes de plus de 65 alors que sur la même période le ratio entre l’ensemble des 15-64 ans et celui des plus de 65 ans est tombé dans le même laps de temps de 44 pour 10 à 39 pour 10. La question des retraites est donc une question bien plus systémique et la détérioration observée depuis 2008 est due non au vieillissement de la population mais à la détérioration de l’emploi pour les moins de 65 ans.

La vraie question est donc : comment dans une société qui réalise toujours plus de gains de productivité partage-t-on le travail et la richesse produite ? Or Sur le plan de l’emploi, en 2007 la France était le pays qui avait l’une des productivités horaire la plus élevé au monde avec les Etats-Unis et même avec les 35 heures, la productivité de la France par personnes occupée était dans les plus importantes (+15% par rapport à la moyenne de l’Union Européenne). Avec les mesures sur les heures supplémentaires prises par Nicolas Sarkozy et la baisse structurelle du temps de travail dans les autres pays, la productivité par personne occupée a sans doute encore augmenté comparativement aux autres pays.

Dans ce contexte, cette réforme inadaptée ne peut que générer des nouvelles inégalités. Avant même cette nouvelle réforme, la France était le pays qui allait avoir le taux de remplacement des retraites le plus faible d’Europe avec 61% en 2046, soit une baisse de 17%. En Allemagne, au Danemark et aux Pays-Bas les taux seront supérieurs et augmenteront d’ici 2046 et le Royaume-Unis devrait être à 70% et l’Espagne à plus de 80% (source Alternatives Economiques « Retraites : méfions nous des apparences »

  • Le report de l’âge minimal de départ touchera principalement les personnes qui ont commencé à travailler très tôt. Même si un dispositif devrait permettre à ceux qui ont commencé à travailler à 16 ans de partir à 60 ans, cela leur impose une durée de cotisation de 44 ans, très supérieure aux autres. Or, celles-ci connaissent souvent des conditions de travail difficiles et ont une espérance de vie inférieure à la moyenne.
  • Quant au report à 67 ans de l’âge donnant accès au taux plein, cette mesure touche surtout les femmes qui ont fréquemment des carrières à trous et les personnes ayant connue des difficultés dans leur parcours professionnel. Là encore, ce sont les travailleurs fragilisés qui sont les plus mal traités.
  • Le travail des séniors est un sujet que le gouvernement, contrairement aux promesses faites par Fillon lors de la réforme de 2003, n’arrive pas à résoudre. Aussi les séniors défavorisés connaîtront une période de chômage en fin de carrière plus longue et sans doute le RMI pour nombre d’entre eux et recevrons une retraite réduite. En revanche les séniors ayant les emplois les plus qualifiés pourront continuer à travailler et avoir une retraite à taux plein. Les chiffres de l’emploi montrent que les 55-64 ans sont les seuls pour lesquels le taux d’emploi à augmenté le plus et le taux de chômage le moins progressé entre 2008 et 2010.
  • Les jeunes sont sans doute les sacrifiés de la politique proposée. C’est la population qui a vu sont taux de chômage le plus progressé depuis 2008 alors même que le taux de départ était élevé. Or ce sont eux qui paieront les retraites de demain, nous devrions investir sur eux et nous les excluons du système ! C’est sans doute l’effet le plus inquiétant de la politique actuelle.

La réforme des retraites proposée par le gouvernement est inadaptée à la réalité d’aujourd’hui, trop sévère et injuste. Nous ne faisons pas comme les autres, nous faisons plus et moins équitable alors que notre situation est meilleure. Tous les autres pays mettent en place des systèmes permettant de compenser et gérer les inégalités liées à l’augmentation de l’âge de départ, la France moins. Nicolas Sarkozy nous trompe quand il dit que la retraite est une question de démographie, il nous trompe quand il prétend faire comme les autres pays Européen. Il faut une autre réforme, mieux adaptée à la réalité et plus juste. Il est plus que jamais important de se mobiliser pour dire non !

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    Use Anavar properly, placing your health first, and you might
    discover it to be a helpful companion on your way to reaching your bodybuilding goals.
    Safety must be a top precedence when utilizing any performance-enhancing drug, and Oxandrolone is not any completely different.
    It’s recommended to begin with a conservative dosage, usually inside the range of 5 to 10 milligrams per day.
    This allows your body to regulate and mitigate the
    possibilities of encountering antagonistic reactions.
    Monitor your body’s response closely and modify the dosage if necessary—but keep within the affordable vary mentioned.
    Adjusting your Anavar dosage is a process that requires careful monitoring of your
    body’s reactions.
    In our expertise, the above outcomes are typical of the first Anavar cycle in females, inflicting significant fats loss and reasonable increases in muscle mass.
    Enhancements in muscle hypertrophy are reflected within the user’s 2 kg weight gain,
    regardless of lowering her physique fats proportion. Superior users often combine Primobolan with compounds
    like Anavar and Winstrol to amplify outcomes throughout a slicing cycle.

    Monitoring and session with healthcare professionals are vital for ensuring secure
    and optimum outcomes. A good Clenbuterol and Anavar cycle for a man can vary
    relying on your goals and expertise level. A typical cycle plan for Clen and Anavar can final anyplace from 6 to 8 weeks.

    A recommended cycle plan for Clen and Anavar can range depending on your goals and expertise stage.
    When taken responsibly and in accordance with really helpful dosages, Clen and Anavar could be protected to take at the identical time.

    Nevertheless, it is necessary to observe that each steroids
    could be harsh on the liver and kidneys, so it’s essential to monitor your physique
    carefully and take appropriate precautions.

    It’s necessary to note that outcomes could differ depending
    on elements similar to particular person response, dosage, diet, and
    train routine. Anavar, then again, is an anabolic steroid that
    is typically used to promote muscle development and enhance athletic performance.
    It is also known for its capacity to assist burn fat and improve muscle definition.
    This attribute makes it a super choice for these focusing on endurance somewhat than measurement, corresponding to boxers
    and cyclists. The good factor is you can cycle both
    legal dietary supplements (as a male or female) that will assist you burn fat, get significantly
    ripped, and take your workouts to complete new levels.
    Both Anavar and Winstrol can help promote nitrogen retention,
    which is essential for constructing and sustaining muscle mass.
    The cycle can help cut back water retention, which might make
    your muscular tissues look more outlined and enhance your total appearance.
    Each Anavar and Winstrol are going to be oral steroids which may be measured in mg per day.

    For greatest results, combine testosterone at your chosen dose with 400mg of Masteron weekly, split into two doses
    per week where each steroids can be blended and administered collectively.
    This 12-week newbie cycle permits new users to judge the consequences and outcomes
    of Masteron without interference from or interplay with different, more potent steroids.

    Usually, the cycle length is 8 to 10 weeks, and
    it should be combined no less than with a testosterone steroid
    (ideally Testosterone Propionate for compatibility).
    At the same time, it additionally delivers excellent results when used with extra powerful steroids like Winstrol or
    Trenbolone. Masteron helps forestall catabolism, so that you preserve lean muscle
    in case you are on a calorie deficit. While some lean features are possible if
    you’re eating at or above upkeep calories, they are going to be reasonable (but high
    quality) – probably round 5 lbs if no different anabolic brokers are used.

    Wanting through a sequence of earlier than and after photos from male users may
    be fairly revealing. After an entire cycle, most men exhibit noticeable muscle definition, showcasing the drug’s
    capability to enhance overall physique composition. Whereas the transformation isn’t as dramatic as other substances, the features
    are sometimes stable, lean, and more sustainable.
    An eight-week Anavar cycle can function a considerable milestone for customers, permitting them to
    know the drug’s potential effects on their bodies.

    To maximize the advantages of a Clen and
    Anavar cycle, it is necessary to observe a healthy and balanced food
    regimen that is rich in protein and low in carbohydrates.
    Additionally, it is very important keep hydrated and keep away from alcohol
    and different toxins that can be harsh on the liver and kidneys.
    When it comes to cycling Clenbuterol and Anavar, it’s necessary to do
    your research and consult with a healthcare skilled earlier than starting any new supplement regimen. Moreover,
    it’s necessary to follow correct cycling protocols and
    to take breaks between cycles to avoid potential side effects.

    (4) Magnolini, R., Falcato, L., Cremonesi,
    A., Schori, D., & Bruggmann, P. (2022, July 17). Pretend anabolic androgenic
    steroids on the black market – a systematic evaluate and meta-analysis on qualitative and quantitative analytical outcomes discovered within the literature.
    Girls at our clinic have reported a mild downturn in vitality, libido,
    and fatigue following an Anavar cycle. In clenbuterol’s case, as a outcome of it doesn’t have an result on the hypothalamic-pituitary-testicular axis (HPTA) however as an alternative the central nervous system, ladies usually take an identical dose to
    men. Due to the stimulative results of clenbuterol, power and motivation ranges are prone to
    enhance. Nonetheless, if ladies are merely making an attempt to enhance their physique composition, Winstrol may be deemed unnecessary.

    With very cautious doses (5 mg), it may be potential to avoid virilizing unwanted effects; nevertheless,
    every woman may reply differently.
    In addition to a testosterone booster, you might additionally wish to consider taking
    supplements to assist liver and kidney perform. Anavar is processed by the
    liver, so it’s essential to assist its perform throughout PCT.

    Milk thistle and N-acetyl cysteine (NAC) are
    in style dietary supplements for liver help.
    Efficient management of these potential unwanted aspect effects necessitates
    proper post-cycle therapy and upkeep of a well-balanced diet.
    To effectively document progress whereas utilizing Anavar through
    photographs, it’s essential to hold up consistency.
    Capturing earlier than and after pictures from the identical angles and beneath comparable
    lighting situations ensures that any adjustments are due to the effects of Anavar, not differences in photography circumstances.

    Emphasis must be placed on capturing photographs of the midsection, abdomen, and thighs,
    as these are areas the place Anavar-induced fats loss is more noticeable.
    A liver assist complement is crucial when stacking Anavar with different hepatotoxic orals, such as Winstrol,
    Anadrol, or Dianabol.

    References:

    steroids for sale usa

  • Mia

    Examine your blood sugar often as directed and share the results together with your physician. Tell your physician immediately when you
    have signs of low blood sugar, similar to sudden sweating, shaking, quick heartbeat, hunger, blurred vision, dizziness,
    or tingling hands/feet. Your physician might have to regulate your diabetes treatment, train program, or food regimen.
    In extreme instances, Anavar use can result in liver failure, which may be life-threatening.
    It is important to watch your liver operate often in case you are
    taking Anavar. There could possibly be a number of explanations for this, together with
    that oxandrolone isn’t a well-liked PED amongst professional athletes due to the intense exercise pumps that
    it may possibly trigger.
    These side effects could be permanent, so it’s important to stop taking Anavar if
    they happen. While Anavar isn’t as poisonous as other oral
    steroids, it can nonetheless have an effect on liver health.
    It’s essential to watch liver perform whereas taking Anavar and
    to keep away from ingesting alcohol or taking
    different medications that can impression liver function. Anavar can enhance your metabolism, which may help you burn more energy
    all through the day. Moreover, Anavar can help you
    keep muscle mass, even when you’re in a calorie deficit.

    This could include adjusting the dosage of Anavar, switching to a different medication, or prescribing therapy to handle any underlying psychological factors.
    It is important to comply with your doctor’s recommendations and attend any follow-up
    appointments to monitor your progress. Moreover, you will need to inform your physician of
    any adjustments in symptoms or unwanted effects you could experience whereas taking Anavar.

    Steroids can increase oil manufacturing by sebaceous glands and make them more vulnerable to an infection.
    Zits in individuals who take steroids is most commonly found on the chest however is also
    seen on the back, shoulders, neck, and face.
    The main short-term unwanted effects of steroids are
    zits, stomach irritation, and an increased threat of infection. Anabolic
    steroids can be detected in drug checks for a quantity of
    weeks or months after use.
    Subsequently, it is very important seek the guidance of with a healthcare skilled earlier than starting any
    cycle. The misconception that Anadrol cycles are unsuitable for ladies could be attributed to bodybuilding’s lack of practical knowledge concerning steroids’ results on females.
    This is due to steroids being less generally used among women, leading to much less
    retelling of private experience in the health group.
    This is because Anavar can suppress pure testosterone manufacturing, and mixing it with exogenous
    testosterone may help mitigate this effect.
    This combination of a excessive sodium food plan and the
    estrogenic nature of Anadrol causes water to spill outside the muscle cells, giving them a puffy appearance.
    Selling steroids may end up in as much as 5
    years in jail and a nice of $250,000. He additionally recommends splitting up the doses of Anadrol all through the day instead of taking 25 mg in a single go.

    In comparability, Winstrol binds strongly to SHBG and
    consequently produces sturdy masculine side effects in women.
    Winstrol also doesn’t convert into estrogen, creating
    an optimum surroundings for virilization. If you are predisposed to dropping your hair, steroids will speed up this course of.

    Use effective contraception and inform your doctor immediately if you turn into
    pregnant throughout therapy. You mustn’t use oxandrolone when you have prostate cancer, advanced kidney disease, excessive ranges
    of calcium in your blood, breast most cancers,
    or in case you are pregnant. Circulating testosterone as the hormonal basis of sex differences in athletic efficiency.

    Most ladies are highly advised to begin with 10mg per day and sometimes that
    is all of the Anavar they will ever want. In most cases 6 weeks of use will show to be nearly excellent with 8 weeks
    being about as lengthy as most will want to
    go. If you want or desire extra time it’s suggested you discontinue use
    for 4-6 weeks before beginning one other course. This PCT was created by Dr.
    Michael Scally, a hormone substitute expert.
    In the United States, it is unlawful to purchase or use Anavar with no prescription from a well being care provider.
    Yes, all steroid cycles must be followed up with post-cycle therapy to each
    retain your positive aspects and restore your normal hormone function. The
    PCT you undertake after using Anavar and the timing of it will also
    be determined by some other steroids you’re utilizing.

    These long-term unwanted aspect effects are much more likely to come back about from some other extra highly effective steroids you could
    be stacking Anavar with rather than from Anavar itself. Females can acquire energy and lean gains at low doses, and stacking Anavar
    with another type of compound called Ostarine (a SARM) can bring about outstanding outcomes with minimal
    unwanted effects. It is, however, useful as a average lean mass gainer for males and
    effective for ladies when stacked with Primobolan or Winstrol.
    At a minimal, all male customers will need to stack Anavar with testosterone at
    a base TRT dosage to avoid the consequences of low testosterone on account of Anavar’s suppressive activity.
    If Anavar is getting used as part of an extended contest prep cycle,
    it’s going to usually be saved for the final weeks of the cycle to get you as lean and shredded as attainable.

    We may evaluate Anavar with an extended list of AAS and other PEDs if
    you’re making an attempt to choose on the best compound in your next
    cycle.

    References:

    what do steroids do to women’s bodies (Mia)

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